was in an accident, need help!
Earlier today i was in an accident, a hit and run. I made a right turn ( on red) as a semi was turing left. when i was getting into the left lane a car camr out of nowhere and struck me. it took off and luckily i was wearing full gear. no injury except a few scrapes and a bruised ego. neway my questione concerns the insurance. the trooper at the scene said i failed to yield the right of way even though the other car should have stoped or slowed down. so i was at fault. i have full coverage on my bike. will the at fault affect whether the insurance company ( dairyland) will pay to fix my bike. its pretty banged up. its a vulcan 500 and i got it new 2 months ago( couldnt find a reasonable used in my area). there were two witnesses that said the other car was at fault, but since i was at a red light it didnt matter. ive looked through the insurance policy in the collision section, and it doesnt say anywhere that they wont pay in an at fault accident. what has been your experience, especially if u too have dairyland insurance. also if they do fix it will they use new kawasaki parts or old used parts. will they leave it like new or just good enough to run good enough to run.
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