How can you get around motorcycle insurance?

I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps.

Would you lend money to someone to drive around without insurance?

A loan without the bike as collateral. A home equity loan, a loan shark, or however you come up with it. You'll still need liability most likely.

I'll just confirm what has already been said. Who in their right mind would loan money to somebody without some sort of collateral? If the bike is collateral, which is more than likely the case, then the finance company wants their interest in their property protected.On top of that, why would you want to be driving around without insurance? If somebody hit you on the bike and didn't have insurance you'd be out all the money you borrowed. And likewise, if you hit somebody and caused damage to their vehicle, you would be liable for the damages.It's not a very smart decision to drive a vehicle or bike without liability insurance at the least and is illegal in most, if not all states. And if a piece of property is financed, whether it is a car, bike or anything else of significant value, you should probably have it insured regardless if it's a requirement of the lienholder.

Yep, let them put a second mortage on your house for it.OR, have someone else cosign for the bike.You have to GUARANTEE the loan somehow. If you don't use the bike to guarantee the loan, you don't need to put collision or theft on it. So . . . cash in your 401K. Or mortgage your house. And if you don't have a house or a 401K, you can't afford this bike.

Depending on your situation, you may be able to get a personal loan with no collateral. The interest rates are high, but you should be able to drive without insurance then. I wouldn't suggest it either way, but to each his own...I know that its actually legal in Florida, but either way is foolish at the very least. If you hit someone and injure them or damage their property, they'll sue you, and you'll have to come up with that cost out of pocket. Liability covers you for that up to the limits you have on the policy.