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  #1 (permalink)  
Old 03-10-2008
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Join Date: Dec 2008
Posts: 16
Default Insurance is just not worth it

if your gonna buy a sport bike and ur under 25 there is not point of buynig one...i was 23 last year and had a ninja 500 and i paid $2700...sold it two weeks ago and just bought a 07 gsxr600...cheapest quote i got from state farm was $4700...so now i'm pretty much !@#$%...i gotta cancel the sale of the bike and mor ethan likely lose my $500 deposite...like we all know insurance compaines don't wanna insure super sport bikes....i love sport bikes but i am just totally turned off by the amount of insurance is and feel like i have no choice but to stay away from the hobbie atleast til i'm 25 or over.....
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  #2 (permalink)  
Old 03-10-2008
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Join Date: Jan 2009
Posts: 11
Default Insurance is just not worth it

I was 23 on a 600 paying 2800....you just have bad luck I guess.
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  #3 (permalink)  
Old 03-10-2008
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Join Date: Nov 2008
Posts: 9
Default Insurance is just not worth it

You should have checked on insurance before buying the Gixxer. No one's fault but your own, I'm sorry to say.
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Old 03-11-2008
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Join Date: Dec 2008
Posts: 16
Default Insurance is just not worth it

sorry i meant to say i got a qoute oevr the phone for $3100 from state farm and this was just for the bike...he said this did'nt including multi car discount so i thought ok thats the best qoute i could get...then bought the bike a day later went to the office to get the insurance and the guys starts applogizing to me saying"oh this is the quote if you bring your car over with us too"....and the car is double than wat i'm paying now on it....i just !@#$% hate how the mislead you to get you to come in and then it all changes....if was like that with my first bike...paid $2700 up front with jevco 2 months into my policy the send me in the mail saying i owe them $500 ...so i call them up and they broker says i gave you last years rates by accident....but obviously i refused to pay it and it went away...its just ridiculous
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  #5 (permalink)  
Old 03-12-2008
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Join Date: Dec 2008
Posts: 8
Default Insurance is just not worth it

Try Kaspard. I got quoted $2800/yr on a 600cc sportbike...and I'm only 18.
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  #6 (permalink)  
Old 03-12-2008
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Join Date: Dec 2008
Posts: 16
Default Insurance is just not worth it

i tryed jerry he qouted me 3900....i do have one ticket and my GM2...still to high
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  #7 (permalink)  
Old 03-13-2008
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Join Date: Nov 2008
Posts: 22
Default Insurance is just not worth it

Why not ride a 500 for another year? This way you gain some more experience and uninterrupted insurance coverage will help reduce your rates.
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  #8 (permalink)  
Old 03-13-2008
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Join Date: Dec 2008
Posts: 16
Default Insurance is just not worth it

wel i sold my 500...and honestly i was bored of it...i was thinking on doing that but i honestly got bored of riding it...so i wanted to sell it cause it was only a year old...and get as much money as i could get for it...anyways the worst thats gonna happen is i lose my deposit on the bike
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  #9 (permalink)  
Old 03-14-2008
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Join Date: Dec 2008
Posts: 21
Default Insurance is just not worth it

wel i sold my 500...and honestly i was bored of it...i was thinking on doing that but i honestly got bored of riding it...so i wanted to sell it cause it was only a year old...and get as much money as i could get for it...anyways the worst thats gonna happen is i lose my deposit on the bike

No, the worst that's going to happen is you lose your deposit, then don't bother with insurance for a year because you have no bike to ride, and then find yourself paying even more insurance next year when (if) you get a bike again because of the year's coverage lapse.
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  #10 (permalink)  
Old 03-15-2008
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Join Date: Dec 2008
Posts: 11
Default Insurance is just not worth it

Just cover it for fire and theft. That way you have it insured for a year and pay a token amount every month.
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