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I am trying to purchases a motorcycle from the kawasaki dealer where I live, and the dealer is saying that in order for me to get financing I have to have someone co-sign because I have no credit.My sister got approved to co-sign with me, and everything seems great but then the kawasaki dealer tells me she has to be at the same office???Problem is she lives 800 miles away.The kawasaki dealer is acting like i need to fly her here but i know that is just rediculous.How do I get my sister to co-sign without her actually being here?
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You probably can't.The dealer rep has to see her, otherwise you can just claim some relative will be willing to co-sign. They're covering their butt by being able to say they saw someone cosign if you default and the bank comes for the bike.It's probably a good idea to check other credit options anyway. The dealership isn't all that motivated to cut you a loan deal, they get their money and move on whether you get a good rate or not.
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