Motorcycle Financing?

I want a Ninja 250 they cost 3499 I have some money to put down like 600. I don't have bad credit just young I have a 620 credit score I make 20.59 an hour, what should I do I need the bike to commute to workWell my question was should I get Financed if so what is the best way or should I keep saving up money

ummm go to the bank and try to get a loan cuz I ain't giving you the money :)and 620 isn't a great credit scoreyour choice.. add finance fees into the long term cost.. you will not be saving money getting a very small bike to ride instead of taking the carThumbs down huh... do a reality check

man where do you work to make 20 a hour

Waterboy, If you make $800 a week and have a credit score of 620 you should be able to buy from a dealer and get a good used bike for a little more.(not saying a Ninja 250 isn't a good bike). Dealers have financing available. Shop around.

keep saving money...don't finance...financing it will require you to get full coverage insurance and a higher rateif you bought with cash ... rates will be lower and better bargain power when you have all cash in hand.(if you make $20.50 an hour it shouldn't take long to save up $3499)