If you get the Bonneville T100, the MSRP is $8199. The straight Bonnie black (no chrome, no tach, no 2-tone paint) is $7499.You should be able to negotiate at least 5% off those prices and tax and license will probably come to $670 on the T100 and $600 on the Bonnie black. Watch the dealer carefully that they don't stick you with extra transportation and prep fees. those things are"normal"but many dealers will rip you off. Try to talk to at least two different dealers to get the best price.I've owned a Bonneville since 2001. Mine has about 75,000 miles on it and the bike is fantastic. It is easy to ride, handles reasonably well, very reliable, looks great, turns heads and doesn't leak oil.Because it is not considered a sport bike, the insurance is very cheap and it gets between 50-55 MPG on the highway. I'm a little surprised by your high insurance number. It should be below $500, unless you're very young, haven't taken the MSF course and have tickets. Definitely shop around for motorcycle insurance including Geico, Progressive and GMAC. Remind the phone tech that the Bonneville is not a sport bike.For more information, you can chat with other owners from around the world at:
http://forums.delphiforums.com/New_Bonneville/start .The newest Bonnevilles have components which are made in Thailand, however the engineering and design is still British, along with major components like the engine. The Thailand built Bonnies can be identified by a"T"in the seventh position from the right in the serial number. The Hinckley-built Bonnies use a"J"there.There are also low-mileage used ones which come up from time to time on eBay and in the newspapers. The only serious problems have been some broken spokes on some and on very early models (2001-2002) some breather problems which were fixed under warranty.I've found that compared to the other bikes I've owned, the Bonnie has been both the cheapest to operate and the most reliable and I've owned several Yamahas and Hondas. It really is that good... If you're mechanically inclined, you can easily do your own oil changes and air filter changes and save a lot more. Valve adjustments are done every 8000 miles. I typically go through tires every 9000 miles (typical for most motorcycles) and they run about $125 each. Brakes will last for about 10-20K between pad changes (the rears go first) and pads are made by EBC, available everywhere and cheap - about $30 a set.Your factory warranty is 2-years with unlimited mileage.You can find lots of accessories by going to
http://www.bellacorse.com .Have fun and don't get ripped off with your new ride... Be sure and ask if Triumph has any free gear deals going on with purchase. They come up from time to time.